EmpowerCap Solutions

Terms & Conditions

Draft placeholder: this page is a starting template only. Have it reviewed by a qualified attorney against the National Credit Act and EmpowerCap's actual loan agreements before publishing live.

Use of this website

This website is provided by EmpowerCap Solutions for the purpose of providing information about, and enabling applications for, our funding products. By using this site, you agree to provide accurate information and not to misuse the calculator, application, or chat features.

Estimates, not offers

Any repayment figures shown on this site — including the calculator, product pages, and chatbot — are estimates only, and do not constitute a loan offer. All lending is subject to a full affordability assessment in line with the National Credit Act, and final terms may differ from the estimate shown.

Applications

Submitting an application does not guarantee approval. EmpowerCap Solutions reserves the right to decline any application that does not meet our lending criteria or affordability requirements.

Governing law

These terms are governed by the laws of the Republic of South Africa, including the National Credit Act 34 of 2005 and the Protection of Personal Information Act 4 of 2013.