Short-term cover until your next salary
Payday Loans
Designed to help clients cover urgent expenses until their next salary payment, with fast approval and transparent repayment terms — no hidden fees, no surprises.
R 85 000
R 1 000R 500 000
24 months
3 months60 months
Estimated monthly repaymentR 4 515,28 / mo
Estimate only, subject to affordability assessment. Based on a placeholder rate of 24.5% per annum — final rate confirmed on application.
Eligibility criteria
- South African citizen or permanent resident, 18 years or older
- Valid ID document
- Proof of regular salary income (payslip or 3 months' bank statements)
- Active South African bank account
What it's used for
- Covering an urgent, unexpected expense
- Bridging a short gap before your next payday
- Avoiding costly overdraft or late-payment fees
Frequently asked questions
Most payday loan applications receive a decision the same day, once your documents and affordability assessment are complete.