Medium-term funding tailored to your income
Personal Loans
For education, home improvements, medical needs, or small business support — tailored to each client's income and affordability, with a clear repayment schedule from day one.
R 85 000
R 1 000R 500 000
24 months
3 months60 months
Estimated monthly repaymentR 4 515,28 / mo
Estimate only, subject to affordability assessment. Based on a placeholder rate of 24.5% per annum — final rate confirmed on application.
Eligibility criteria
- South African citizen or permanent resident, 18 years or older
- Valid ID document
- Proof of regular income (payslip or 3 months' bank statements)
- Active South African bank account
What it's used for
- Education and school fees
- Home improvements
- Medical expenses
- Small business support
Frequently asked questions
Personal loan amounts and terms are confirmed based on your affordability assessment, up to our maximum lending limits.